Seattle’s Downtown Dentist Accepts United Concordia PPO Dental Insurance

If you have United Concordia dental coverage through your employer, the Department of Defense, Tricare, or an active-duty military plan, you can use your benefits at Seattle’s Downtown Dentist.

Accepted Plans:

United Concordia PPO, Federal Dental Plans, Department of Defense Plans, Tricare Dental Program, Active-Duty Military Plans

Plans we’re not currently able to accept:

United Concordia HMO plans, Medicaid dental plans

*If you’re unsure which plan type you have, call us and we’ll look it up for you.

Seattle’s Downtown Dentist accepts United Concordia PPO dental insurance and works to make your coverage as easy to use as possible. Our team contacts United Concordia directly before your first visit to confirm your specific plan details, provides a written cost estimate before any major procedure, files your claims electronically after every appointment, and handles any follow-up communication with United Concordia on your behalf. You'll never need to call your insurer or manage paperwork yourself.

Network Status:

In-Network with United Concordia PPO, Federal, DoD & Tricare Plans

Typical United Concordia PPO Coverage at a Glance

Coverage percentages below reflect typical United Concordia PPO benefit levels for employer-sponsored and federal plans in Washington State. Your exact coverage depends on your specific plan, deductible status, and remaining annual maximum, all of which we confirm before any treatment is scheduled.

Service Category	Typical Coverage	Common Examples
Preventive & Diagnostic Care	80% – 100%	Exams, cleanings, X-rays, fluoride treatments, sealants
Basic Restorative Services	70% – 80%	Fillings, simple extractions, emergency palliative visits
Major Restorative Services	50%	Crowns, bridges, root canal therapy, dentures
Periodontal (Gum) Treatment	50% – 80%	Scaling & root planing, periodontal maintenance
Oral Surgery	50%	Surgical extractions, wisdom teeth removal
Orthodontics (if benefit elected)	20% – 50%	Invisalign, traditional braces (lifetime ortho max applies)
Dental Implants	Varies by plan	Implant placement, abutment & crown (employer plan determines)

Understanding Your Annual United Concordia Maximum & Deductible

Annual Maximum

This is the total dollar amount United Concordia will contribute toward your covered dental care within a single benefit year. Most employer-sponsored United Concordia PPO plans carry an annual maximum between $1,000 and $2,500. Once that limit is reached, any remaining costs for the year are the patient's responsibility.

Deductible

This is the amount you pay out-of-pocket before United Concordia begins contributing to covered services. A typical United Concordia PPO deductible is $50 to $100 per person. Preventive care, including exams and cleanings, is generally exempt from the deductible, meaning your coverage applies from your very first visit.

Frequency Limitations

Most United Concordia PPO plans include frequency limits on certain services, such as one set of bitewing X-rays per year or cleanings every six months. Our team reviews these limits during your benefits verification so there are no surprises.

United Concordia PPO Coverage by Dental Treatment

Our Seattle dental offices offer a full range of dental services that fall within United Concordia’s covered categories. We confirm your specific plan coverage and provide a detailed cost estimate before scheduling any procedure.

Dental Exam

Preventive — typically covered at 100%

Professional Teeth Cleaning

Preventive — typically covered at 100%

Digital X-Rays

Preventive — typically covered at 100%

Fluoride Treatment

Preventive — coverage commonly includes patients through age 18–21

Dental Sealants

Preventive — typically covered for children and adolescents

Cavity Treatment (Fillings)

Basic restorative — typically covered at 70–80%

Tooth Extractions

Basic restorative — typically covered at 70–80%

Emergency Dentistry

Basic restorative — palliative and emergency visits typically covered

Dental Crowns

Major restorative — typically covered at 50%

Dental Bridges

Major restorative — typically covered at 50%

Root Canal Therapy

Major restorative — typically covered at 50%

Dentures & Removable Appliances

Major restorative — typically covered at 50%

Gum Disease Treatment

Periodontal — typically covered at 50–80%

Periodontal Care (Deep Cleaning)

Periodontal — typically covered at 50–80%

Invisalign Clear Aligners

Orthodontic benefit (if elected) — typically 20–50% up to lifetime maximum

Pediatric Dentistry

Preventive & basic services — typically well covered under most plans

TMJ Treatment

Coverage varies by plan — we confirm your benefits before any treatment begins

Mouth Guards

Coverage varies — many plans provide partial coverage for prescribed appliances

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Our Insurance Process

Get Started Using Your United Concordia Insurance at our Seattle dental offices

Step 1

We Verify Your United Concordia Benefits

Before your visit, our insurance team contacts United Concordia directly to confirm your plan type, covered services, annual maximum, remaining deductible, frequency limitations, and any waiting periods. You'll receive a plain-language summary before your appointment.

Step 2

You Receive Your Care

Our clinical team provides the treatment you need at your chosen Seattle dental office. You pay your estimated patient portion on the day of service.

Step 3

We File Your Claim

After your visit, our billing team submits your United Concordia claim electronically to your insurance provider. Most United Concordia claims are processed within 10 to 30 business days, after which you'll receive an Explanation of Benefits (EOB) from United Concordia.

Step 4

We Follow Up and Appeal on Your Behalf

Our team monitors your claim through processing and reviews your EOB when it arrives. If United Concordia underpays, requests additional documentation, or issues a denial, we handle the follow-up and appeals process on your behalf. We work to make sure your United Concordia plan pays what it should so you're not leaving benefits on the table.

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United Concordia Dental Insurance FAQs

Does Seattle’s Downtown Dentist accept United Concordia insurance?

Yes, Seattle’s Downtown Dentist accepts United Concordia PPO dental insurance, including Federal, Department of Defense, Tricare, and active-duty military plans. United Concordia HMO plans are not accepted.

Does my United Concordia PPO plan cover a cleaning visit?

Most United Concordia PPO plans cover preventive care such as exams and cleanings at 80% to 100%, and these services typically aren't subject to the deductible. We verify your exact coverage before your visit so you know what to expect.

Will Seattle’s Downtown Dentist handle billing with United Concordia directly?

Yes. Claims are filed electronically with United Concordia on your behalf after every appointment at Seattle’s Downtown Dentist, so you won't need to submit any paperwork yourself.

What if I have Tricare or a military dental plan?

Seattle’s Downtown Dentist accepts United Concordia plans that include Tricare and active-duty military dental coverage. Your specific plan type and eligibility are verified during benefits verification before any treatment is scheduled.

Does United Concordia provide coverage for dental implants?

Coverage for implants varies by employer and plan — some United Concordia PPO plans include an implant benefit, others don't. We verify this for your specific plan before any implant consultation.

Could there be a waiting period for major dental services?

Some United Concordia plans include waiting periods for major restorative work. At Seattle’s Downtown Dentist we check for waiting periods during your benefits verification and let you know before scheduling any affected procedures.